What is Novation in Spain?
Due to the Economic Crisis in 2008, Coronavirus Pandemic and Recession in 2020, lots of families are unable to keep paying their mortgages in Spain. Most of them have RE-NEGOTIATED new terms and conditions of their mortgages with their lenders/banks in order to adjust...
What can I do if I cannot travel to Spain?
What can I do if I cannot travel to Spain? If you need to complete any transaction, legal matter, Court issue, contract signing, etc in Spain and it is impossible for you to travel to Spain, Reuters Solicitors can assist you. Spain has been under strict lockdown since...
GRANTING A POWER OF ATTORNEY IN SPAIN
WHAT IS A POWER OF ATTORNEY? A Power of Attorney is known as ‘Escritura de Poder,’ or ‘Poder Notarial’ in Spanish. A Power of Attorney is a legal document or written authorisation that must be signed in front of a Notary by which you empower an experienced and...
EURIBOR vs IRPH INDEX – MORTGAGE CLAIMS
European Court of Justice (ECJ) in his judgement of 3rd March 2020 said that consumers affected by IRPH index (Índice de Referencia de Préstamos Hipotecarios), which is an index reference for mortgage loans, can claim against Spanish banks. As happened with FLOOR...
HOW TO SEIZE FOR DOWNTURN – RECESSION 2020?
Fears are growing about a Global Recession 2020. Coronavirus crisis could be the final push for the Economic Downturn of 2020. WHAT RECESSION MEANS? A downturn is a deceleration of the economy that leads to a reduction in spending and, consequently, a demand...
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