EURIBOR vs IRPH INDEX – MORTGAGE CLAIMS
European Court of Justice (ECJ) in his judgement of 3rd March 2020 said that consumers affected by IRPH index (Índice de Referencia de Préstamos Hipotecarios), which is an index reference for mortgage loans, can claim against Spanish banks. As happened with FLOOR...
HOW TO SEIZE FOR DOWNTURN – RECESSION 2020?
Fears are growing about a Global Recession 2020. Coronavirus crisis could be the final push for the Economic Downturn of 2020. WHAT RECESSION MEANS? A downturn is a deceleration of the economy that leads to a reduction in spending and, consequently, a demand...
Dissolution of Joint Property Ownership in Spain – Co-ownership termination
Properties in Spain can be jointly owned for a number of people. This co-ownership is known as “condominio” or “propiedad en condominio”. However, there are cases where one of the joint owners wishes to terminate the community/“condominio” by buying their portion (%)...
MONITORIO PROCEDURE IN SPAIN – RECOVER DEBTS IN SPAIN
MONEY CLAIMS IN SPAIN : MONITORIO PROCESS: In this post we explain you either to how to claim a debt or credit in Spain or contesting to a claim against you. Monitorio procedure in Spain is regulated in title III, chapter I, Articles 812 to 818 of the Civil...
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